I am a Canadian planning on a trip to the US, probably for about two weeks. I am healthy and do not have any concerns except about getting hit by a car. The problem is I don’t have enough money even for basic travel health insurance (usually at least $25 a day cost). Now if a person gets hit by a car who is uninsured, and the driver is at fault, would the driver’s insurance company pay those costs? Are all drivers required to have insurance?
Most states require drivers to have car insurance, but still an estimated 1 in 7 drivers nationwide are uninsured. If the driver is adequately insured, then the insurance company would pay the medical costs of injured parties up to the amount the driver is insured for. The problem is that some people only carry the bare minimum insurance coverage, which would not come close to covering your medical costs if you got hit by their vehicle.
How are medical costs covered by car insurance companies to crash victims in the US?
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Most states require drivers to have car insurance, but still an estimated 1 in 7 drivers nationwide are uninsured. If the driver is adequately insured, then the insurance company would pay the medical costs of injured parties up to the amount the driver is insured for. The problem is that some people only carry the bare minimum insurance coverage, which would not come close to covering your medical costs if you got hit by their vehicle.
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